FAQS

Frequently Asked Questions

Everything You Need to Know Before You Apply

1DayCapital simplifies the financing process by allowing qualified business owners to explore multiple financing options through one secure application. Instead of contacting lenders individually, you submit your business information once, review potential funding opportunities with guidance from our team, and choose the path that best fits your goals.

1DayCapital is a financing partner that helps qualified businesses compare and explore funding options through one streamlined process, working alongside a network of providers.

Depending on your business profile and goals, available options may include:

  • Business Term Loans
  • Business Lines of Credit
  • SBA Loans
  • Commercial Real Estate Loans
  • Equipment Financing
  • Revenue-Based Financing
  • Invoice Factoring / Accounts Receivable Financing

Your financing specialist will help determine which options best fit your business.

While every financing program has different requirements, many options are available for established businesses that have:

  • At least one year in business
  • Approximately $30,000 or more in monthly revenue
  • A business checking account

Additional qualification requirements vary depending on the financing solution.

Many qualified businesses receive financing decisions quickly, and some programs offer same- or next-day funding after all required documentation has been received and reviewed. Funding timelines vary depending on the financing product and your business profile.

Your initial application is designed to help us understand your business and identify potential financing options. If a credit review becomes necessary for a specific financing program, your financing specialist will explain the process before moving forward.

Yes. Your information is submitted through a secure application and handled with care throughout the financing process. Protecting your business information and privacy is an important part of how we work.

No. That's exactly what we're here to help with. Many business owners know they need capital but aren't sure whether a term loan, business line of credit, SBA loan, equipment financing, or another solution is the best fit. We'll help you compare available financing options so you can make an informed decision with confidence.